Are you getting burned, or what?

I've been using Neutrogena Beach Defense spray SPF70, for a few years.

It's a thin liquid spray, so I spray it on a smaller spot and spread it with my fingers. No greasy feel at all, and no beach tanning smell either. It's lasted for 4 hour sunny rides.

I spray in my palm and spread it on my face and neck. It doesn't burn if sweat gets in my eyes.

Staining
One problem is that it turns white fabric yellow after sun exposure, and that stain is very difficult to remove. It seems to stain even after the application has dried. I think many sunscreens might have the same problem?

Vinegar didn't work. Oxygen bleach didn't work. So I tried full strength liquid bleach on a white jersey, and eventually let it sit for 5 minutes! That did work, and the bleach didn't affect the color printing on the jersey.