Joined: Aug 2010
Posts: 12,760
Likes: 2,117
From: Madison, WI
Bikes: 1961 Ideor, 1966 Perfekt 3 Speed AB Hub, 1994 Bridgestone MB-6, 2006 Airnimal Joey, 2009 Thorn Sherpa, 2013 Thorn Nomad MkII, 2015 VO Pass Hunter, 2017 Lynskey Backroad, 2017 Raleigh Gran Prix, 1980s Bianchi Mixte on a trainer. Others are now gone.
When I have cycled outside of USA (where I have health insurance), I have bought travel insurance. I have not been injured and never filed a claim, but I was glad I had it. But I have no idea if my health insurance would have covered me so I wanted to have some form of alternative insurance.
For example a year ago when I cycled in Iceland for almost a month, it was an option that I could pay for when I bought my airplane ticket, cost was $49 USD which I was happy to pay.
I got my airplane ticket through AARP/Expedia. I just looked at the policy, it said "Expedia Total Protection Plan" and listed "Stonebridge Casualty Insurance Company" as the policy issuer.
Your summarized bio says you are in Toronto, I assume that is Toronto Canada and not Toronto Ohio. I have no idea if you would have any medical or related coverage from your home country if you were injured out of the country.