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Old 09-30-17 | 09:41 AM
  #25  
pjsingh
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Joined: Aug 2017
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To the OP. If you are indeed in Toronto Canada, your provincial health care insurance covers you for out of country medical expenses. However there are some things you should know.
You are covered for only 7 months.
You pay upfront, you get reimbursed once you get back. On your return you must file a claim. You must provide a detailed bill from the hospital or doctor who treated you. The bill must be in English or French, if it's not you must a get a certified translation of the bill into English or French ( you pay for the translation).
You are covered at the same rates as if you were in Canada, this is usually good enough anywhere in the world except in the USA. For example; you break your arm and need an x-ray. In Canada an x-ray might be $75, in Columbia $45, in the USA a whole lot more. You will be reimbursed the lesser amount between the Ontario rate and foreign rate.
Ambulance and repatriation services are NOT covered.
You can visit the OHIP site to get more details on out of Canada coverage.
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