You Winter folk are crazy!. I grew up back/up there. When there is Winter, bikes belong in the garage until the streets are only wet (and the day after the first spring ride made it hard to sit down).

This "winter" I will add some intervals on my Tuesday and Thursday commutes so that I get dropped less often on the weekends. I haven't worn gloves since last winter and will need a new pair of fingered gloves this year. (or I will make do with what I used for cross country skiing when I lived where there was winter -- wool mittens and a leather mitten over them. And...since I have access to the car 7 days a week this year, I think I'll leave the fenders off and not ride in the rain. We'll see how it goes. It it rains a couple days in a row, I'll put the fenders on one of the bikes.