big fan of cycling specific gear for a rain jacket cuz they have high collars, back vents & pit-vents. sometimes you just need a thin base layer under it. but yeah, venting is key. personal, warm, sweat is not nearly as awful as cold rain. got this Novara jacket at REI bunch of years ago off their sale rack for $75 I think & that was the sale price! still works great. I added coast guard approved reflective tape