I jinxed myself. Somehow my rack bar connection to the car (the car has studs where the yakima rack clips connect) on the passenger side got loose, went over a speed bump and bike was now have horizontal.
after a few choice words, and more when I figured out I didn't have rack lock key managed to get the bike off and then the front bar off.
no damage to the bike
the bike rack looks like no damage
one of the Q-clips is all bent
nice dent just above the driver's door (it is a 1997...so am not too stressed)
had a beer when I got home
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Life is too short not to ride the best bike you have, as much as you can.