Ahhh... then yes I can see the frustration. Fenders make an unbelievable difference in rain riding. Much more moisture gets sprayed up from your wheels than falls down from the sky. And what comes up isn't clean and just makes you and everything else a sloppy mess.

I would recommend putting fenders ahead of upgraded rain gear on your shopping list. You may even find that once you have fenders your current rain gear is more than sufficient.