YES. This.

IMO, the one thing that is even less pleasant than cold rain is hot rain (or hot/humid). If it's above about 70F, I just suck it up and get wet.

For cooler heavy rain, I'm having success with the combo of a non-breathable waterproof jacket with wool underneath - different thicknesses of wool for different temperatures. I get a bit sweaty, but not dangerously sweaty.

If it's light rain, a water resistant soft shell is better. It also does well as a windblocker for the very cold weather.

I'm still struggling to find trousers that will keep out heavy rain for more than a half hour. I might have to dump some ca$h or just make my own.