Wow, that's a heck of a crash story. I'm REALLY glad that your outcome looks good regarding your long-term health. By the description of the crash, you certainly could have ended up dead, or worse - injured to the point where riding would never be an option ... or even worse.

Anywho, consider the fact that someone is looking out for you! I hope that everything works out for the best.

BTW, the old, standard "I didn't see him" excuse is total bull. In order to @ least create some negative reinforcement with this lady, she should incur some sort of pain. Perhaps it's cash out of her pocket, or something else. However, for the sake of all the rest of us cyclists, she needs to pay something.