Yes, sometimes I look at the weather and say no, not today, and go back to bed. I don't mind getting wet, but sitting on the train for an hour, while wet, sucks.
But I don't have a Plan B. If I don't ride the bike, I don't go to work. I'm okay with that. My boss is okay with that. Even my wife is okay with that, if I spend my time cleaning the house.
My wife would be the first tell say that if house cleaning was the alternative to biking to work, I'd win the Tour de France....from America.