[/QUOTE=jnbacon]
I pack the night before, getting everything in the panniers and making/packing my lunch.
In the morning, I shower, eat breakfast, put the lunch in the panniers, put the panniers on the bike, and set up the lighting.[/QUOTE]

You could also do the lights the night before if you know it's goging to be dark. I find it best to get as much done as possible the night before or at least be in a routine that you know what needs to be done in the morning.

It's like every other type of riding? The more you do it the more experience you get. It's taken me 4 years to learn the rule of: Don't look at the obstacle just look at the line through the obstacles.