[MENTION=438301]as50x20[/MENTION] yes we do. Now, it rarely snows in Seattle but there is plenty of rain and cold-enough to go around. 45° is windbreaker (but waterproof!) jacket and gloves, rain or dry. One bike for rain/yuck (my 610), and any day where it's dry in the sky and on the ground, the rest of my bikes are qualified for. Sure, arm and leg warmers under jacket and jeans is less fun, and still cold at 35°, but hey, I'm riding my bike and not stuffed in a overcrowded bus going slow. On the flip side, your 90° and humid is manageable (or so) for you, but we would be melted into a puddle. Too hot!