I turned 65 in November, yeah Medicare, Adios expensive Obamacare. Still ride my 2007 Waterford 2007 RS33 with carbon front fork, Campy Record, full Ritchey. Great custom fit and ride. Been riding since I was very young. Early Raleigh 3 speed. One major injury, fractured T12 and L2 2012. Recovered, still have pain. Love riding.