I was looking a bike to use for my primary means of personal transportation. I was looking at a Trek Verve 2 and an FX 2. They are a little more then I can afford right now and saw some comperable bikes on bikesdirects.com that look comperable. Is it worth saving the $200-300 to buy a generic as oppossed to the actual brand? I used to have a Trek 3700 Mt bike but my hateful ex threw it away and now i have nothing.