About time! What took you so long? Congratulations on your retirement! Get ready to really enjoy life now. I will be 53 later this year, and have been retired for 3 years. I find that I am just as busy now as when I was a FTE. My dad retired when he was 48, (78 now) and was pestering me from the day I turned 40 as to what my plan was as to when I was going to retire-"...and you better not tell me you're waiting until you're 65", he said! Congrats man, get out there and have a blast!