Wanted to offer a quick follow up.

Fuji is again on back burner so I transferred measurements to Raleigh and additionally installed a 130mm stem, longest that I could find. This makes the reach a little longer yet than the Fuji and also factor in the bars are about 3" lower so I'm quite stretched now.

This setup for me is quite comfortable. If I only used the bike for long rides, I would consider a 140 stem if I could find one. 130 is a good compromise between in-town/on the road.

It's actually remarkable how much of a difference 5mm anywhere makes in the overall feel and fit, let alone 30mm on the reach and another 30mm on the saddle setback. It's almost a night and day difference.

I think a 24" frame would be ideal height. I doubt there are many road frames out there with >23" top tubes but I kind of like how the bike handles now with more weight over the front wheel from the longer stem.

[MENTION=78894]Carbonfiberboy[/MENTION], thank you again for your valuable advice and to all for your contributions.

*********************************Much later edit: the 25” frame wasn’t a bad idea but it didn’t fit. I still had my saddle too high. If I was going to fit a 25” frame, I’d have needed to slam the seatpost to get the saddle height where I have it now. Whether “correct” or not, it “feels right”. I am riding a 1983 Schwinn Voyageur with a 23” frame. The top tube is 22 1/2” American ctc. I believe I mentioned my inseam earlier. I have my saddle set at 30” exactly from center of the crank to the widest point of the saddle, where my sitbones land. I set my saddle setback “by feel”. I use the 80mm stem that came on the bike and I could probably use a 100mm but don’t have any discomfort or handling issues driving me to think about switching it out. Whether the bars are slammed or all the way up doesn’t make a big difference in fit or comfort, it just feels like it sort of affects the handling when my center of gravity is lower and further forward. I seldom spend more than an hour at a time on the bike so I don’t know if any further position tweaking would give any more favorable result. In summary, I’d say if you’re 6’ tall and don’t feel like you fit a 23”frame, you might either be a racer or have your saddle at a “suboptimal” height.