Rode my wife's Dahon Eco 7 to work today to see how I felt. The handlebar was about 4-5 inches higher than the saddle and I felt too upright. Halfway through the ride felt the weight of the backpack on my shoulders. On my other bikes the weight is distributed on the entire back I guess. I definitely need the handlebar to be level or lower than the saddle.
On the plus side was able to look around and enjoy the view, notice the ladies blowing flying kisses, etc, haha. Definitely more lookers than normal.
Thanks for the links f.bob and b.mother. Did not get exactly what I wanted but I have an idea what I need now. The S stock setup will be the one for me I think. With the S the handlebar will be pretty much level with the saddle but I will be stretching forward. Very similar to my MTB bike and that will be fine.