Originally Posted by
jefnvk
That's not exactly how it works, unless you are talking about a generic suing for "pain and suffering" or such. Even worse, if you find someone to lie to the insurance saying the bike is wrecked when it isn't, now you're the one in trouble for fraud.
Actually, not necessarily true. No fault laws are different depending on where you are but for the price of an aluminum bike the adjuster is probably not going to want to take a chance on turning down a claim without being sure the frame is undamaged. You would have to release them so make sure you are not hurt. It is not lying if you don't have the technical ability to tell if the frame is damaged. You are rightfully concerned about it.