Originally Posted by
colombo357
Had you ended up in the ICU for 2 weeks, insurance could have paid out upwards of a million bucks in hospital bills.
Replacing an aluminum bike is peanuts in comparison.
You're now worried about your bike being unsafe to ride, which means you haven't been made whole.
You should get completely compensated for the original purchase price of your bike, helmet, glasses, and kit, and call it day. It will be a relief to both the driver and the insurance company.
True. And from the adjuster's point of view, the OP may still present them with medical bills at some point. As noted above, this is why some companies go out of their way to settle a property claim generously in exchange for a waiver of bodily injury.