You might be looking for something with a longer effective top tube but a very slanted actual top tube. A coworker just showed up w/ a bike like that from REI. Your long torso can take advantage of the reach of a larger frame size (longer effective top tube) but your smaller inseam can get the benefit of a shorter seat tube. My coworker has the legs of a grasshopper so his version of this bike has the seat post jacked way the heck out. You could lower yours until the seat and pedals are just the right distance for your legs.

(note above I may have misread, maybe you don't have a notably long torso at all, but I think a slanted top tube bike is still what you'd be looking for).