I've got a friend who rides a "Chinarello". That's a risk I wouldn't take.
I've got a friend who likes to ride "blacked out" (black bike, black kit, no blinky lights, etc.). That's a risk I wouldn't take.

I've got family members who think I'm nuts to ride a bicycle on the roads, no matter how many safety precautions I take.

Everyone must decide their own level of risk.

P.S. I always wheel suck my blacked out friend with my (mostly) hi-vis jerseys and (always) blinky lights. It's safer that way