Got hit a couple days ago: ok here's the story, I was riding northbound on clark street in chicago and hung a left to around a bus, because I obviously did not want to go in the farthest right side of the street because the bus was ready to pull in to pick up pedestrians. So I go around the bus and pass
three cars (This was around rush hour so traffic was pretty backed up at the time) and I guess one of the three cars proceed to slow down to let some one come out of a parking lot, the person coming out of the parking lot was trying to hang a left out of the parking lot to go southbound on clark.

Pretty much disrupting all traffic on the norhtbound side of the street. We'll to make a long story short I could not see the person coming out because I chose to pass the last of the three cars in the middle lane, on the dotted yellow lines the last car was a tall SUV so I the visibility I had was not very good. As soon as I pass that SUV I see a cars front end sticking out at me, I tried to stop but at this piont I was already in the air and then rolled on her hood and fell right off of the car.

As soon as I landed my adrenaline level was up, so I just got up ran for my bike and pulled over to the side walk. The lady that hit me was freaking out, asking if I was alright. I didn't know if I was alright. But I came out of the accident with like a couple bruises and scrapes but that was it no pain really, I was really lucky because I was not wearing a helmet at the time.

I refused the ambulance because there was nothing seriously wrong with me. We got a police report, the cops took like 35 to 40 minutes to come though. The lady that hit me was cool she works for an insurance company, As soon as i heard that, I was like oh great. But she asked me if was alright, I said I was fine but my bike was f**k*d though. The head tube and fork was bent slighty along with the front wheel being bent as well. she did not say much when I said thatfor obvious reasons.

She drove me home after the police report and said if I needed to go to the hospital later to give her a call. I mentioned my bike again during the accident and she still seemed to not say much. I just want my bike fixed, The Lbs is trying to bend my frame back as we speak, because it looks like a clean bend with the fork and head tube, the headset seems to turn smooth still. and the I just need a new wheel built hopefully. So my initial question for everyone hear is who is a fault? should I even bother getting a lawyer? I just want my bike fixed. Should I call the person that hit me and try to work it out with them?