I had the same problem with my cross trails.

I mounted the wheel, making sure it was properly seated in the dropouts. I then loosened the caliper mounting bolts. This let the caliper move around a bit. I then squeezed the brake lever. While maintaining pressure on the brake lever, I then tightened the mounting bolts. Next, I adjusted the stationary pad away from the disc just enough to see daylight between the pad and the disc.