dude, not too scare you, but I got hit after turning left on a yellow light. No one was hurt. My front wheel was out of true and there were very minor paint damage to the car. The job to fix the car should have cost less than a thousand but since the insurance company deals with it I ended up having to pay $2500! I got screwed and I know it. The person who got into an accident with me was a partner at a law firm and I did not for the life of me want to go into court if though I feel that he didn't look to make sure the roads were clear before he jumped the green light.
Try getting some legal advice and everyone take a digital camera every ****in where you go because you neve know when you will need it. If I had a camera I would have proof that the damage to his car didn't warrant costing $2500.