Just saying, unless the recumbent bike is some kind of streamliner, i.e. with a fairing and/or wheel covers, the amount of surface presented to cross-winds is no more than that of a DF roadbike. I would not expect 20 mph winds to be dangerous on a recumbent bike. 40mph, now that would be interesting, but I suspect that even a trike would find that challenging. Bottom line, there would have to be a lot more in it than just the wind issue to make me accept the other disadvantages of a trike vs bike.