Originally Posted by oldnslow2

Agreed... but not always.

Besides disposable income you also need desire. There are many people that ride $3000 bikes and drive $50,000+ cars. They can easily afford a more expensive bike but they don't care. Conversely there are people that have $10,000+ bikes and drive older and/or cheaper cars. See rule #25 .

I was told a store by a bike salesman about someone came in and wanted the most expensive bike they could order. The salesman asked why and was told he was sponsoring a cycling event and wanted it as a prop for the a fund raising diner the night before. He wound up buying a Cervelo P5 TT bike. The guy never came back after and he heard the bike was never seen again.

Talk about disposable income.