Originally Posted by
merlinextraligh
I've bought track day insurance for High Performance Driver Education, i.e. track days. there's a regular market for it, given that regular auto insurance excludes any loss on a track. First time I did it, it was $400 for 2 days coverage for $110,000 property damage coverage.
That sounds like driving on a race track, not driving/participating in a car race. $110,000 property damage coverage sounds like liability insurance for property damage you cause to others, rather than insuring your own vehicle. Is that correct?
Attached is a picture of me on my bicycle at the Hockenheim, Germany F1 race track. I got to ride my bike on the track that day but was NOT participating in a bike or F1 race. No special insurance was required.