I built up a new touring bike last spring. Frame was disc only. Fork was optional, they wanted $300 for a disc fork, but I had a rim brake fork in storage so I used that instead. Thus, have a bike with rim brake front, disc rear. Overall I am unimpressed with disc brakes for normal riding in dry conditions, the V brake (Koolstop Salmon pads) is much better than the disc (TRP Spyre, oem pads & disc). With panniers on front and rear, neither brake was really adequate on a rainy day but in rain the disc was better than rim brakes. But that is about all I can say that is really positive on the disc brakes.

That bike with both rim and disc brakes, I almost wish the rim brake was worse at times. A few weeks ago a bozo was in the lane to my left and suddenly decided to make a lane change into my lane. Was very sudden and all I could do to avoid being the victim of a car/bike crash was to slam on the brakes hard. My rim brake was so good that I went over the handlebars. I only had one small pannier on the back which was inadequate to hold the back wheel down.

All my other bikes are rim brake only, which is fine with me. Also of note, none of my bikes has hydraulic brakes. I want stuff that is easy to work on.

You mention wide tires and rim brakes, I agree that rim brakes can be a hassle with wide tires when you are taking a wheel out or putting one in. I occasionally forget that I can't fully pump up a tire until after I have the tire in the bike.

I have not had any noise from my disc. I occasionally have noise problems with a rim brake. I see this as a non-issue.

If I was to take a disc wheel out of the bike for packing for flying, I would remove the rotor first.

One advantage to discs that I can see, a friend of mine built up a bike with disc so that he can run narrow 700c or wide 650b tires, you can't do that with rim brakes. If you want one do-it-all bike, that is a factor to consider.