Wow thank you all for your informative replies! I'll try to post some pics of both the bars/stem and my riding posture on the bike as well as the stem measurement. I'll post a pic of that too, so you folks can tell me whether I got the right number.

Malcala622 - It looks like I can't get your PM since I have fewer than 10 posts...

merziac - What is a C + V guy? Would I be able to replace the stem myself or do these require an actual bike mechanic?

dddd - I asked at the LBS about moving the seat forward. He said it's as forward as it will go. I am going to get a new saddle, though, since the one that is on there is an old guy's saddle and, well, see my username.

Stormy Archer - my bars look like the first pic you posted due to the engravings on either side.

Dfrost - I would like to raise the bars also, but I'm not sure they can go up any farther. Also, if the bars are stock, would shorter reach bars make much of a difference (I've no clue here)?

markwesti - I'll check out that forum. Thanks!