I have experience with both now (thanks Jim-Bob).
The Chrome backpack never fit me that well. It is okay but the straps are somehow not working for me. Too wide up top. I like the simple design though.
The Reload is wonderful for me and fits great. Nicer quality than the Chrome and some extra bells and whistles. It is a great bag if it fits.
However, I feel like bags are almost like saddles and much of it depends on the rider. You should be able to get a Chrome bag from some online retailer. Buy one, try it out if it sucks you should be able to return it and get a reload.