I could afford a quality modern bike....but would go for classic (case in point: the cost of getting my latest frame and putting a full new 105 group on it (had wheels) was not a lot of difference from the cost of these colnago closeouts 2017 Colnago C-RS Shimano 105 Carbon Road Bike CRRW 56s = 58cm [C7CR0556RW] - $1,199.00 Velomine.com : Worldwide Bicycle Shop, fixed gear track bike wheelsets campagnolo super record vintage bike)

If i were spending big bucks, I would go for custom in steel (Dave Kirk built to be specific) but still the total cost would be less that similarly equipped carbon bikes