Getting to be winter here too. Leaves are pretty much gone already and my ride in started with 29 degree temps. Afternoon ride was in the low 50's and the usual cold NW winds. At 29 it was a long sleeve jersey under a midweight jacket, balaclava and ice armor gloves. Bottoms were 3/4 length pants with knee warmers which helps me from overheating, wool socks and waterproof hiking boots. Still battle with overheating some which isn't a problem unless I hit a long train like yesterday.