Originally Posted by srestrepo

I see what you did there...

no seriously, these are all valid points. And its never a bad thing to discuss alternative perspectives. I thought I was good with my lights and clothing and took solace in my preparedness.

one time I was riding home un the rain and came across a street that was flooded out. Riding in the center I'd get my leg halfway up my shin submerged but I put it in easy gear, clipped in, and rode through.

next time that happened, I clipped in, rode through cautiously and hit what appeared to be the tree of life under the murky water. I managed to clip out but, not after falling completely over and being almost completely submerged. It all happened slowly so it must have looked funny but it sure did suck at the time. Lights and reflective clothing didn't help me out at all then.