Yep, saw that. Thanks. I bought a cheap winter bike complete with fenders & disc brakes (see my post about the Schwinn Central). I will be adding a homemade mudflap to the front fender & the Schwalbe Marathon Winter tires should be here in 2-3 weeks (currently backordered). I really don't like the upright riding position, but for my short commute, it is better than driving.

FWIW, the ride home Friday went without incident. It warmed up a little and started to rain, melting the snow and slush that was on the roads. No fenders meant my feet and ankles got some extra splashing, but I survived. As much as I enjoy riding that bike, it has become a decoration in my basement and will remain there until Spring of 2019. This morning's commute was 20 degrees, sunny, and dry - briskly blissful to say the least.