Thanks for the kind words.
This one doesn't ever seemed to have had a chain guard. The bike builders before WWII did offer different chain guards, and you could buy add-on guards aftermarket. But with the pre-war bikes, and especially with the more basic roadsters, they had many that lacked a chain guard.
Yes - this is a 28 inch wheel set. It has a smaller frame than many - probably 22 inch or so. The 24 inch frame on the 28 inch wheels is too tall for me, but the smaller frame fits nicely.
The massive 1939 Brown Brothers parts catalog is worth a look (all 600+ pages).
http://veterancycleclublibrary.org.u...20Library).pdf
Even before WWII, you could buy just about every part for a bike. I've spotted plenty of stuff in that catalog I'd love to have now...