Is this the bike?

https://www.scott-sports.com/gb/en/p...-40-men-s-bike

It's difficult to make out the options in terms of mounting a mudguard/fender. It looks like may be a threaded connection or two down at the axle area, but we cannot see from that angle what the seat stay bridge or chain stay bridge looks like.

It would help if you could post some pictures of these areas on your actual bike to a photosharing website and then post a link to that album here. You can't directly post pictures with fewer than 10 posts, but perhaps a link to a photo album would work.