I have been using my front rack w/panniers for about 3 weeks now. The steering is different at low speeds, with it being a little more 'twichly'. My homemake rack is a bit heavy, so that is part of it, althought I do carry quite of bit of stuff to work everyday. I do find the weight distribution better, and at speed I don't really find the handling that much different. YMMV.
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