As I said in my first post if you spend the money you are stuck with it. It would be like buying a car before driving it. If doesn't fit right it is probably at least without expense not going to get better. There are several other dealers in NYC that sell folding bikes. Give us details of yourself. Height. weight, inseam, fitness level, age, mechanical abilities and so on. Me I collect folders and own a bunch of different ones. I would also go with a 20 inch tire size (406) wheel. I am not in love with Dahons and would not pressure you to that brand and am only using this picture as an example. I bought this last June for $50 at a bicycle show in IL. Roger