PedalingWalrus,
We tour with rear panniers (Ortlieb Classic Rollers- 41L) & front (Ortlieb Sport Packer Classic 30L) and we find this to be plenty of room. We have also used an Ortlieb Rack Pack (med- 31L) and rear panniers only. We do credit card touring only.
Tailwinds,
Charlie
2016 Santana S&S Beyond