I'm totally honest with them. There were 400 accident with cars last year on my 9mi2 island. It comes with the territory. 50 or so casualties and a few fatalities as well.
I continue with you don't give up something that you enjoy because someone else is causing a problem. That's a basic life lesson that should be instilled from birth.
Here's a recent life-altering incident:
Link to 1 APR incident