I ride fast on the MUP's, top speed so far was 43 mph (downhill with an aggressive tailwind, with nobody else around). On my commute, I absolutely enjoy when a particular squeaky vintage steed with double rear panniers passes me while I'm wearing typical road kit, on my streamlined CF rig, and going full tempo. This guy is always in baggy cargo shorts, a button down flannel shirt, and running sneakers. A fancy bike and clothes certainly aren't needed to be a fantastic cyclist.