I truly appreciate that people give advice to fellow cyclists on this forum but it is frustrating when some contributors don't fully read the OP's message/request for information.

Where does the 1 X 1.09 come from? So far as I know, Lemond's formula is .883 X crotch heigth, then add the crank length for the heigth from the pedal.
I DON'T KNOW WHERE YOU READ 1 x 1.09. IT SAYS 74.5 x1.09. 109% FORMULA AND .883 METHOD ARE TWO DIFFERENT METHODS.

109% is from the pedal. From the center of the axle...
I MEASURED FROM THE PEDAL AXLE, NOT THE CRANK AXLE.

It's also your inside leg length from snug in the crotch to floor. Not your pants inseam.
I DID USE THE BOOK IN THE CROTCH MEASUREMENT, NOT MY PANTS INSEAM.