As it is, as a weekend recreational rider, I already give my bike a full cleaning/detail after each ride which takes enough time as it is. The thought of also cleaning actual muck and dirt off, no thanks. Just the other day I found myself slowly rolling through some water that trickled across an MUP which was a bit of a drag, had a little extra cleaning to do when I got home.
So no, I don't ride in rain...BUT...I love rain, love running in it, and if I could bring myself to not care about either of my bikes, I would actually look forward to going out in the cold, dark, sloppy weather.
Oh, but wind? Never. F that. No enjoyment either running or cycling in wind, at all. Guess I should buy myself some deep carbon wheels.