Well, here's my SS commuter and comfort cruiser. I think I've got about 100 bucks in this bike. The frame looks better in the picture because my cell phone camera blurred out the scratches. The hub is an old Bendix, definitely not sufficient as a primary brake. This bike is 65 gear inches, not a racer, but a decent compromise for getting around town and going on recreational rides of less than 25 miles in my locale. It's just intended to be easy and fun to ride.

I also have another SS coaster wheelset that is earmarked for a dedicated winter bike to be built this summer. It will have ample clearance for studded tires and fenders. The winter bike will have somewhat lower gearing to make up for the tires, road conditions, and heavy clothing.