I ride 5 days a week, year-round. My commute is 9 miles round-trip if I take the normal route. In the summer, I take a long way home on Tuesdays and Thursdays for a 35 mile day. So I guess you could say M/W/F are my recovery days.

Clothing transport is a thing when you do 5 days/week. That has to be sorted out, in a way that works for your situation.

Honestly, I think the answer is don't over-think it, just do it, and sort out what needs to be sorted out.