Assessing risk and mitigating it by choosing the time of day/night to ride, the route selected and on and on and on to get out on the bike because you enjoy riding it is SOP around here.
As far as I can tell not being killed will end sometime, might as well be present and get what you can enjoy out of the moments until your number comes up.
For me, those moments will be boat-free.

As always, suit yourself.

-Bandera