Originally Posted by joey buzzard

Thanks for the excellent suggestions.

I'm a bit reluctant to put fenders on as I'm a minimalist when it comes to bikes generally and my swift in particular.

I'm going to be travelling several days with no panniers, just me the bike and a small backpack, so if my shoes get soaked it'd be quite miserable.

Maybe I should look into getting galoshes instead of fenders? Especially so as a rear fender would interfere somewhat with the bike's foldability.

Food for thought. Thanks again.