Apple Earpods seem like the best, but I'm not willing to spend the money on them. I use Mpow Jaws headphones. It has a yoke that rests on my collar bone. The earbuds sit magnetically in the yoke. On the bike, I use one earbud so I can hear well enough. It's not terrific for moving and talking, as it picks up wind noise, so I have to keep it under 10 mph, and I also feel a bit distracted when talking and riding, so I don't do it much. But it might work for you.