I ride year-round, 13 mile basic commute roundtrip. 7.5 yrs ago got hit by a car pretty hard, halfway tore my rotator cuff, recovery led to us going from a 1 car family to what is now a 3 car family. Got back in the saddle after a few months back then, never ditched the 2nd car, one thing led to another... anyway, still maintained bike commuting year-round until this past February I went down hard, dislocated my shoulder, tore the rest of my rotator cuff. Kept riding through May at which point I scheduled shoulder surgery. Theoretically should have been free to ride at that point figuring any further damage would be repaired in surgery, but did not. Surgeon suggested waiting a full year before resuming cycling, said it would take that long for the surgery to heal. I gave it 5 months. Undoing the surgery in another wipeout would super suck.
My wife wanted to sell one car when we got the 3rd but it was easy to keep around as our eldest was driving at that point. She and I also disagreed somewhat on which to sell. Now our younger is driving age, so again 3 makes sense-ish, and I believe my wife and I continue to disagree on which is the odd car out if we are to ditch one.