So sorry this happened to you. I have a kind of OCD about losing critical items such as these and have to go through a whole big production of verifying and reverifying that I have them--multiple times on each ride and each time I leave my place. It's all a bit much, really, and probably not worth the tradeoff. Sure, I always have my stuff, but I spend so much time stressing and freaking about the possibility of losing everything that it is just quite unpleasant much of the time.
Anyhow, so sorry you are having to deal with all this. Hope the vacation fund gets re-capitalized soon...